Financial+Literacy

=FINANCIAL LITERACY=





IF YOU MISSED CLASS:
We went over the disclosure today, the parental concent form, and we took a pre-test. Please download from this site or get from Miss Cobey
 * 1/23**


 * [[file:FINANCIAL LITERACY_disclosure.doc]] || [[file:Pre-test.doc]] ||

Please complete the Needs Vs. Wants worksheet. We also made a foldable in class and you will need to complete that. Instructions are below.
 * 1/25**
 * [[file:WS_needsvswants.doc]] || [[file:Foldable instructions.doc]] ||

Guest speaker Doug Nielson.
 * 1/29**

We discussed our next assignment, A Collage About Me. Please find the instructions given below. You must follow them closely - if you have questions please see Miss Cobey. This assignment is due 2/11 - NO EXCEPTIONS!!!
 * 1/31**

Lifecycles of Financial Planning. If you missed class today, you need to read the information sheet that is available here (intro_lifecycles) and then complete the worksheet. You may get the worksheet (green) from Miss Cobey.
 * 2/4**
 * [[file:intro_lifecycles.doc]] || [[file:WS_lifecycle_financial_planning.doc]] ||

Today we started work in the student workbook. You need to read pages 1 - 7 and complete "What do you think" on page 2, exercises 1-A, 1-B, 1-C, and assignment 1-1. All must be completed by Friday, 2/8. Workbooks will be turned in to be graded.
 * 2/6**

We did a class activity of a values auction. If you were absent today, you will not be able to participate in the auction. But you need to fill out the blue worksheet (WS_values_auction) as if you were going to bid on the listed items. You have $100 total. You do NOT have to bid on every item, but you must bid on at least 3 items and you must spend all $100. Then you need to think about your three most valued items on the list and complete the Values Auction Essay. The essay (WS_values_essay) is due 2/14. The rubric for the essay is very specific, so please make sure you read the directions carefully. This must be a typed essay. See Miss Cobey to get the worksheets and if you have any questions.
 * 2/8**


 * [[file:WS_values_auction.doc]] || [[file:WS_values_essay.doc]] ||

"A Collage About Me" collages and presentations/essays are due today. Students with EXCUSED absenses today must present on 2/14.
 * 2/12**

(Make-up presentations today) Values Auction essays are due today. You must finish reading in the student workbook pages 8-13. Complete exercise 1-E. A spending log was handed out today (I do not have the spending log as an electronic file, so come get that from Miss Cobey) and must be completed by you through 2/27. You must keep track of ALL YOUR INCOME AND SPENDING for two weeks. See Miss Cobey for any further explanations. We then discussed setting financial goals. The info sheet is for you to follow when setting financial goals. Use the info sheet to complete the worksheet for setting a SMART financial goal.
 * 2/14**
 * [[file:info_smartgoals.doc]] || [[file:WS_set_financial_goal.doc]] ||

Guest speaker Mr. Mark Harrison. Please turn in workbook today. Financial goal WS due today.
 * 2/19**

GFL Test Standard 1 today. MUST HAVE WORKBOOK TO TURN IN TODAY!!!!!! You need it for the test.
 * 2/21**

You will need to watch the PowerPoint presentation to do the worksheets today. The first worksheet is for taking notes from the powerpoint. Then you need to complete the second worksheet as the assignment. See Miss Cobey for the worksheets, or download from here. We also read pages 95-97 in student workbook and completed exercise 7A.
 * 2/25**
 * [[file:ThePlacesYourWillGo_ppt.ppt]] || [[file:WS_notes_placeyouwillgo.doc]] || [[file:WS_placesyouwillgo.doc]] ||

Read pages 98-102 in student workbook and complete exercises 7A - 7D and assignment 7-1 (done on a separate sheet of paper - due 3/3). Then complete the Personality Mosaic Test worksheet - read the directions carefully! This will be due and scored next class period.
 * 2/27**

Assignment 7-1 from workbook is due today along with the personality mosaic test. Use the worksheet below to score your personality test then decide career options on the back. Read directions carefully! After scoring we will be going to the library computer lab to complete the career research worksheet. If you are not in class, you will need to do the internet research on your own. See the website (go to [|http://www.bls.gov)]on the worksheet and follow the directions to answer the questions.
 * 3/3**


 * [[file:WS_personality_test_score.doc]] || [[file:WS_career_research.doc]] ||

Look at the WS_traits and pick two traits that you feel you have developed in your life. Write a one page paper (hand written) explaining __how__ and __where__ you learned these traits and then discuss how you think these traits will be usefull for you in the future. Then you will need to read pages 103-109 in your student workbook and complete assignment 7-3 and exercise 7G.
 * 3/5**

We are watching Mr. Holland's Opus and completing the worksheet below.
 * 3/7 & 3/11**

You will need to get three worksheets (pink, yellow, & green) from Miss Cobey or download from this site. Please follow the powerpoint presentation and fill in the pink (note taking guide) packet first. Then use the pink packet and the powerpoint to answer the yellow (understanding paycheck) worksheet. The homework will then be to complete the green packet (review paychecks).
 * 3/13 UNDERSTANDING YOUR PAYCHECK**


 * [[file:PowerpointPresentation1.13.1.ppt]] || [[file:WS_understandingpaycheck_guide.doc]] ||
 * [[file:WS_understanding_paycheck.doc]] || [[file:WS_review_paychecks.doc]] ||

Test today! If you missed, you must see Miss Cobey to arrange a time to make it up. You must also get the paystub worksheet (blue) from Miss Cobey or download from this site. This was completed in class today after the test.
 * 3/17 TEST**

Read pages 15 - 22 in student workbook and complete exercises 2B and 2C, and assignment 2-3. All can be done in the workbook.
 * 3/19**

Get worksheets from Miss Cobey (one pink and one cherry) or download from below. Watch the powerpoint below and complete the bathtub analogy worksheet. The cherry worksheet (introduction to spending plans) is just for your information - keep it in your Fin. Lit. folder. Finish reading pages 23-25 in your workbook and complete Ex. 2A, assignments 2-1, 2-2, and assessment 2-1, your personal budget. Your budget should be similar to the one on page 22.
 * 3/26 INTRODUCTION TO SPENDING**


 * [[file:intro_to_spending_plan_powerpoint_presentation_1153g1.ppt]] || [[file:bathtub_analogy_ws.doc]] ||
 * [[file:introduction_to_spending_plans_information_sheet_1153f1.pdf]] ||  ||

**__4th Quarter __**
4/2 DEBT DIET We have been watching Oprah's Debt Diet dvd. There is no assignment.

Guest speaker Craig Haslip will give a presentation for [|www.utahmentor.org].
 * 4/4 GUEST SPEAKER**

Pick up three worksheets from Miss Cobey or download below. The first is a green worksheet that is an information sheet (Types of Insurance). You will keep this in your Financial Lit folder. The next worksheet (Types of Ins. WS) is grey and you will answer the questions on it using the information sheet. You then need to read in your student workbook pages 79-88 and complete the following: "What Do You Think" on page 80, exercises 6A - 6D, assignment 6-2. You do NOT need to complete assignment 6-1. Exercise 6D must be completed on a separate sheet of paper and turned in to me 4/8. We also watched a video about insurance. The yellow worksheet (Planning For Life) is homework and is due 4/8 also (this is not available online - you must get it from Miss Cobey).
 * 4/8 TYPES OF INSURANCE**


 * [[file:types_of_insurance_informationsheet.doc]] || [[file:WS_types_of_insurance.doc]] ||

Watch the powerpoint presentation below about Auto Insurance. Get the necessary worksheets from Miss Cobey or download below. Use the Auto Insurance info worksheet to help complete the worksheet Specifics of Auto Insurance. The cherry worksheet is extra credit but must be turned in by 4/14 for credit - it will not be accepted after that date. Also for homework you must read in student workbook pages 89-93.
 * 4/10 INSURANCE continued**


 * [[file:auto_insurance_powerpoint_presentation_1161g1.ppt]] || [[file:Auto Insurance_info.doc]] || [[file:specifics_auto_insurance.doc]] ||
 * [[file:insurace_extra_credit_a.doc]] || [[file:Insurance_crossword_ec_b.doc]] ||  ||

We took an open-book quiz today on units 2 & 6 from the workbook. Then we watched a new powerpoint presentation on auto insurance and filled in the matching on the worksheet (below).
 * 4/14 INSURANCE continued**
 * [[file:unit2&6_quiz.doc]] ||  || [[file:A60_ppt.ppt]] ||   || [[file:a60_vocabup.pdf]] ||

Read student workbook pages 59-67. Complete "What Do You Think" and exercises 5C & 5D. Project "Bank Comparison" was discussed in class today and is due Friday, May 2, NO EXCEPTIONS! This information is available below, but further instructions are needed to complete the project. Please see Miss Cobey!
 * 4/16 BANKING**
 * [[file:Bank_Comparison_Project.ppt]] ||  || [[file:Bank_Comparison_Conclusions.doc]] ||

Watching fraud videos. (Substitute)
 * 4/18 FRAUD**

Guest speaker from University Credit Union
 * 4/22 BANKING**

Guest speaker Steve Waterman, bankruptcy lawyer.
 * 4/24 BANKRUPTCY**

Read student workbook pages 68-71 and complete exercises 5F & 5G. Watch the powerpoint presentation below on selecting a credit card, read the information sheet, then do the accompanying WS. You then have a credit card comparison worksheet to compare three credit cards and decide which is best for you.
 * 4/28 BANKING continued**


 * [[file:selecting_a_credit_card_presentation_141g1.ppt]] || [[file:WS_selecting_creditcard_info.doc]] ||
 * [[file:WS_selecting_credit_card.doc]] || [[file:WS_creditcard_comparison.doc]] ||

Watch the powerpoint presentation or read the Identity Theft information sheet to complete the WS on protecting your identity. Also read in the student workbook pages 72-77 and complete exercises 5H & 5I.
 * 4/30 IDENTITY THEFT**
 * [[file:identity_theft_powerpoint.ppt]] || [[file:idenity_theft_information_sheet_131.pdf]] || [[file:WS_protect_ID.doc]] ||

Bank Comparison projects are due today. Read pages 41-50 in student workbook and complete exercise 4C and assignment 4-1.
 * 5/2 ID THEFT continued**

Please watch the powerpoint presentation on Understanding Credit Reports or use the information sheet to complete the WS about understanding credit reports. HW is the WS Credit Reports HW. Start skimming the workbook units 2,4,5,& 6 in preparation of the test next Monday, 5/12.
 * 5/6 UNDERSTANDING CREDIT**
 * [[file:understanding_credit_reports_powerpoint_presentation_142g1.ppt]] || [[file:understanding_credit_reports_information_sheet_142f1.pdf]] ||
 * [[file:WS_understanding_credit_report.doc]] || [[file:WS_credit_reports_hw.doc]] ||

Watch the powerpoint presentation on Pay Day Lending and complete the notetaking guide. There is an information sheet as well. Then you must complete for homework the WS on pay day lending. Read pages 51-56 in student workbook and complete exercises 4F & 4G. Please remember there is a TEST next class period on units 2, 4, 5, and 6. Make sure you have your workbooks on Monday, 5/12!!!
 * 5/8 UNDERSTANDING CREDIT continued**
 * [[file:PaydayLending1.4.4.G1.ppt]] || [[file:NOTES_payday_lending.doc]] ||
 * [[file:WS_payday_lending.doc]] || [[file:Payday_Loans_Info_Sheet_1.4.4.pdf]] ||

Test on units 2,4,5, & 6 in student workbook.
 * 5/12 TEST**

Watch both powerpoints and complete the accompanying worksheets. Homework is to read pages 27-34 in student workbook and complete exercises 3A - 3D and assignment 3-1. All can be completed in the workbook.
 * 5/14 SAVINGS**


 * [[file:introduction_to_savings_powerpoint_141g1.ppt]] || [[file:WS savings vs. investing.doc]] ||
 * [[file:time_value_of_money_1145g1.ppt]] || [[file:WS time value of money.doc]] ||

You need to complete the following exercises from the student workbook (this is from the previous reading assignment pages 27-34). Complete exercises 3A - 3D and assignment 3-1. It's all in the workbook. Finish reading unit 3 pages 35 - 39. Complete the following worksheets, a savings wordsearch and matching. Use the terminology handout to help with the matching WS.
 * 5/16 SAVINGS continued**
 * [[file:WS saving wordsearch.doc]] || [[file:WS matching.doc]] || [[file:savings terminology.doc]] ||

Today you need to watch the powerpoint presentation on the stock market and complete the worksheet. An information sheet on the stock market is also available for your financial literacy folder.
 * 5/20 STOCK MARKET**
 * [[file:language_of_the-stock_market-ppt.ppt]] || [[file:WS stock market.doc]] || [[file:language_of_the_stock_market_information_sheet_1122.pdf]] ||

Use the information sheet handed out last time to complete two worksheets today.
 * 5/22 STOCK MARKET continued**
 * [[file:1120_investing_test_bank[1].pdf]] || [[file:WS language of SM assess.doc]] ||


 * 5/27 TEST UNIT 3

5/29 SEMESTER REVIEW TRIVIA**